Truck drivers have a statistically high risk job. The combination of sleep deprivation, long hours, and tight schedules means that truck drivers can be susceptible to accidents that, under normal driving conditions, might not happen. It’s a high stress job and working conditions are often hard on the body. According to the Bureau of Labor Statistics, it is estimated that approximately 70% of truck drivers have at least one serious health condition. A preexisting condition, plus a high risk job, means that less health insurance companies will cover you. The companies that will cover you are also going to charge you more than the general public. On top of all of this, the average age of a truck driver is 55, which is an age where the body begins needing more medical attention than ever. In short, getting a good health insurance plan for truck drivers is not an easy task.

Faced with the prospect of being denied by health insurance providers, or paying hefty premiums, what can you do? What is the best health insurance option for truck drivers that want to keep it affordable? There are multiple options and we’ll walk you through them.

Do Truck Drivers Qualify For Medicaid?

It depends on how much you make. If you’re just starting out as a new truck driver and you make below $30,150, then Medicaid may be the best option for you. It just might not be the best long term option for you. The average truck driver’s salary is around $43,464 per year. With this being well over Medicaid’s salary cap, a career truck driver cannot depend on Medicaid for their health insurance needs. So, for most truck drivers, the ones who want to make a career out of driving,  Medicaid is not going to be a viable option.

What Other Health Insurance Options Are Out There That Are Affordable?

Truck drivers can take advantage of something called a health-share plan that can be an alternative to traditional health insurance. This can make driving a truck a more appealing career choice by making your healthcare more affordable. Essentially, a health-share plan works in the same way as a traditional plan would whenever you go to pay for healthcare. However, health-share plans are uniquely suited to the truck driving industry.

Your payments (or premiums) into a health-share plan are going to be lower than you would have to pay for traditional health insurance. Not only that, but your hard-earned money isn’t going to a faceless insurance company. Your premium goes toward helping other truck drivers when they need the money for their healthcare needs. Then, when you have a health care need, it’s your turn to take money out of the account.

Under the health-share system, your payments made into the plan are placed into an escrow account. When a healthcare need arises, your claim will be paid for through the funds available in the escrow account.

Finally, you can depend on health-share plans acting as most other insurance options. Health-share plans offer visits to the doctor, discounts on prescriptions, and preventative care programs.

The first step to becoming a Truck Driver is becoming certified to drive a commercial vehicle. In the United States, a Commercial Driver’s License (CDL) is required to drive large heavy vehicles, those with multiple passengers, and those carrying hazardous materials. In this article, the focus will be on the process of obtaining a Class A CDL for interstate transit. Getting a CDL can be a life-changing opportunity allowing access to a fulfilling career.  It can also be a very valuable investment in your future and the best part is that it only requires around a month of your time!

Pathway to a CDL

The first step to obtaining a CDL is meeting all the requirements. Many states require that you be at least 18 years old for intrastate (only within your home state) transit and 21 years old for interstate transportation. You must be a US citizen or have a green card and you must pass a physical at a location certified by the Department of Transportation. To prove that you are eligible, you will have to bring proof of age, social security card, residency, and clear driving history to acquire your CDL.

The next step in the process is applying for a CDL Learner’s Permit (CLP) at your local driver’s licensing agency. There will be an application fee and knowledge assessment that you must pass to get your CLP. Studying for this assessment with your state’s CDL handbook or training guide is an integral part of getting your CLP. Once you have a CLP, you will be able to practice driving a truck if someone with a valid CDL is supervising you.

CDL Training Programs are a great place to go for learning the ropes of driving trucks. Many companies sponsor training events that will allow you to prepare yourself for getting your CDL. If your company does not offer training or if you do not have a company, there are many private options for CDL training. Private schools for truck driving are a popular choice that can take as little as 3 weeks to complete, and community colleges may offer CDL training that usually lasts around 6 weeks. It is essential to consider how you will pay for CDL training as most programs are not free.

After attending your CDL training program and becoming confident in your ability to drive a truck, you are ready to get your CDL. Scheduling a Skills Test appointment with the DMV in your area is the first step, you are required to possess the CLP for 14 days before taking the Skills Test. You will need to arrive at the appointed time with the vehicle you intend to drive. The three skills you will be tested on are vehicle inspection, basic controls, and road test. Once you pass this test, you may take your certification from the skills test and present it to the DMV where you will pay a fee and receive your CDL. Some states will give you the CDL that same day, while others send it to you in the mail.

Final Thoughts

It typically takes around 3 to 6 weeks to get a CDL. It may take more time  if it takes you a little longer to study and learn the essential skills. Getting a CDL is a great investment in your future, and it is worth the time and money spent to obtain it. Make sure to shop around to receive the best training, at a price that suits you, if you are attending private training. Keep persevering- the future is calling, and we hope to see you on the roads soon!

Sources:
https://www.cdl.com/becoming-a-cdl-driver/how-to-get-a-cdl
https://www.cdl.com/becoming-a-cdl-driver/cdl-license-classifications
https://schneiderjobs.com/blog/how-to-get-cdl

The world suddenly turned upside down with the rise of COVID-19 cases in early 2020, leading to a global pandemic far beyond anything anyone could have ever imagined. COVID-19 has distanced and separated many people, but it has also brought many closer together in spirit. 2020 was filled with many unfortunate events but it is quite possible that we will see an end to this pandemic soon and we will emerge from this stronger and wiser than ever before.

Unprecedented Times

It almost seemed like something out of a Science Fiction novel when it was announced that large-scale quarantines would be placed into effect. Businesses, schools, and government offices shut down as people started wearing masks and distancing themselves from others. The stay-at-home and mask orders were implemented for everyone’s safety, but they were shocking measures for everyone.

No one thought that a pandemic would arise in 2020, but the way people of all walks of life have mobilized to stop the spread and keep life as normal as possible for others is truly inspiring. Wearing masks and working hard allowed the United States and the whole world to continue functioning even in the darkest times.

Controlling the Spread

COVID-19 is not under control just yet. Even though efforts in socially distancing, mask-wearing, and widespread testing have been successful in reducing community spread, there are not enough people vaccinated to return to normal just yet. As we are approaching the end of the pandemic, it is still important to protect yourself and others by wearing your mask, keeping your distance from others, where possible, also washing and sanitizing your hands often.

Following these guidelines is the best way to keep yourself and the people around you safe. These small inconveniences have already helped reduce the number of people exposed and hospitalized. Practicing safe guidelines until COVID-19 is under control is crucial for saving lives and reducing the stress on medical personnel as well.

Unsung Heroes of the Pandemic

Much of the focus during the pandemic has been placed on medical personnel. However, essential workers of all kinds have been of the utmost importance in maintaining the livelihoods of the United States and global population. Truck drivers have been an especially integral component in this process as they never slowed down in transporting goods, ensuring that stores, businesses, and even hospitals are well-stocked with essential supplies, so that life could go on for the people depending on these services.

The dedicated service of drivers across the nation cannot be praised enough. Their hard work kept everyone afloat and we appreciate all the long hours, handling of difficult conditions, and willingness to tackle new challenges faced by the pandemic. Heroes from comic books don’t exist, but there are true superheroes on our roads right now that deserve recognition.

Looking to the Future

At the beginning of the COVID-19 pandemic, there was not much hope for the end; however, modern medicine is becoming increasingly more effective and the first vaccinations are being sent out right now. Life will return to normal soon, and it will be possible to embrace loved ones again. Until then, stay safe, mask up, and be thankful for the work that truck drivers, medical personnel, and essential laborers have put in to make this experience far more positive than it could have been without their contribution.

The movie industry has long had a love affair with the trucking industry and why not?  The idea of freedom that comes with life on the road lends itself well to storytelling, whether it’s adventure, horror, comedy, or even romantic comedies.  It can be dangerous, the scenery beautiful, and you never know what’s coming around the bend.

Trucking movies became hugely popular in the 1970s when truck drivers were seen as cowboy heroes and the use of CB radios became popular but by the late ‘80s, trucking culture began to fade, and a new form of trucker movie was ushered in:  trucker horror movies.  In these, the drivers or the trucks themselves were the bad guys, usually ruthless killers with an ax to grind, so to speak, with some unsuspecting motorist.  

Being a truck driver in real life may not have chases or serial killers, but trucker movies are always a good time! 

Convoy (1978)

When you think of trucker movies, often the one that first comes to mind, at least for the older generation, is Convoy.  It was inspired by the country song of the same name by C.W. McCall.  It didn’t fare well at the box office but became a cult classic for truckers everywhere.  

Every Which Way But Loose (1978)

Another classic from the ‘70s.  Clint Eastwood stars as Philo Beddoe in this comedy as a truck driver and his buddy who always steals the show, an orangutan named Clyde.  Beddoe is a former trucker-turned-prize-fighter who falls for a country singer played by Sondra Locke.  When she feels he’s getting too serious, she flees, making it a romantic comedy/trucker/pursuit movie.

Flatbed Annie and Sweetiepie: Lady Truckers (1979)

The abundance of trucker movies in the ‘70s didn’t forget female drivers.  This one stars Annie Potts and Kim Darby as friends who take up the driving reigns after Sweetiepie’s husband is injured.  Between a repo man and hijackers, the two have their hands full.

Smokey and the Bandit (1977)

This is one of the most popular trucker movies to date.  Burt Reynolds and Jerry Reed star as drivers who have to make a strict deadline across the south.  Sally Field joins them as a hitchhiker who left her groom at the altar and they’re pursued across the country by the father of the groom, Sheriff Buford T. Justice, played by Jackie Gleason.

White Line Fever (1975)

Jan Michael Vincent plays a man who returns home from the Air Force to try and make it as a long-haul produce driver.  He finds the business rife with corruption and must fight it to survive.

Joy Ride (2001)

Paul Walker and Steve Zahn star as brothers in this cross-country thriller.  The two play brothers on a road trip when one taunts a mysterious truck driver known only as Rusty Nail who turns out to be a psychotic murderer seeking revenge.  Two sequels followed in 2008 and 2014.  

Maximum Overdrive (1986)

In this fun Stephen King thriller, the machines come to life after Earth passes near a mysterious comet and all the machines begin killing people.  The story centers around a group of people who are trapped at a truck stop and are being hunted by murderous trucks.

Trucker (2008)

This drama stars Michelle Monaghan as a truck driver whose 11-year-old son who she had abandoned years ago is left on her doorstep by his cancer-stricken father.  She does the only thing she can, takes him out on the road.  It also stars Nathan Fillion. 

Real-life driving is more professional than the average trucker movie but you can join in on the fun and enjoy some of these movies while you’re on the road.

At Direct Freight Services, our load board is one of the most comprehensive in the industry.  We provide a thorough, easy-to-use and up-to-date load board for shippers to post loads and for drivers to find them. Sign up today at Directfreight.com and see if Direct Freight can work for you!

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